Truck, Trailer, Machinery & Vehicle Finance
0473 558 229
Fast Turnarounds
Truck, Trailer, Machinery and Vehicle Finance
What We Do
Equipment Finance Services for Trucks, Machinery, Utes & Work Vehicles
We provide equipment finance solutions for trucks, trailers, utes, vans, excavators, skid steers, loaders and business vehicles. Fast approvals for plumbers, electricians, carpenters, owner-drivers, transport operators and small businesses across Australia.
Prime movers, rigids, trailers & fleets
Truck & Transport Finance
We specialise in transport finance for owner-drivers, fleet operators and small businesses needing fast approvals. Whether you're buying your first prime mover, upgrading a rigid truck, or expanding a fleet, we work with lenders who understand the transport and tradie industries — including plumbers, electricians and carpenters who rely on tow vehicles and trailers.
- New & used prime movers and rigid trucks
- Trailer and semi-trailer finance
- Fleet finance for transport companies
- Chattel mortgage, finance lease & hire purchase
- Low-doc options for ABN holders
Excavators, earthmoving, agriculture & more
Machinery & Equipment Finance
We finance excavators, skid steers, loaders, earthmoving equipment, agricultural machinery and industrial plant. Ideal for construction operators, plumbers, electricians, carpenters and earthmoving contractors needing fast approvals and flexible low-doc options.
- Excavators, loaders & earthmoving equipment
- Agricultural machinery & harvesters
- Mining & drilling equipment
- Manufacturing & industrial plant
- New, used & private sale assets
Utes, vans, SUVs & commercial vehicles
Vehicle Finance
Business vehicle finance for utes, vans, SUVs and commercial vehicles — perfect for plumbers, electricians, carpenters and owner-drivers. Fast approvals for Hilux, Ranger, D-Max, Transit and other work vehicles with flexible structures to suit your cash flow.
- Business cars and SUVs
- Utes, vans & light commercial vehicles
- Novated leases for employees
- Operating lease & chattel mortgage
- Fast turnarounds — often within 24–48 hours
Working capital, growth & asset purchases
Business Loans
Business loans for working capital, equipment purchases, machinery upgrades and growth funding. Options available for plumbers, electricians, carpenters, transport operators and small businesses needing fast unsecured or secured finance.
- Unsecured business loans up to $500K
- Secured loans against property or assets
- Working capital & cash flow finance
- Growth & expansion funding
- Fast settlement — often within 24–48 hours
Finance Structures
Finance Types Explained
Chattel Mortgage
You own the asset from day one. The lender takes a mortgage over it as security. Interest and depreciation may be tax deductible.
Finance Lease
The lender owns the asset during the term. You make fixed repayments and have the option to purchase at the end.
Hire Purchase
Similar to chattel mortgage but ownership transfers at the end of the term. Popular for businesses that want clear end-of-term ownership.
Operating Lease
A flexible lease where you use the asset for an agreed term without taking ownership. Payments are treated as an operating expense, and the asset is typically returned, upgraded or renewed at the end of the term. Ideal for equipment that depreciates quickly or needs regular replacement.
Low Doc Finance
A streamlined assessment option for businesses that have good trading activity but may not have full financials ready. Instead of tax returns or full financial statements, lenders assess alternative evidence such as bank statements, BAS, accountant declarations or turnover history. Ideal for established operators who want faster approvals without the paperwork of a full‑doc application.
Not Sure Which Product Suits You?
We will walk you through the best options for your business